The Rutgers Center for Risk and Responsibility frequently addresses homeowners insurance in its research, conferences, and policy recommendations.
Current homeowners insurance projects include:
The Protection Gap — the extent to which significant property losses are not covered by insurance — is increasing. Because insurance plays an important economic and social role, the protection gap is significant to individuals, firms, the communities in which they reside or operate, and the economy as a whole.
Go to Protection Gap Projects
RU InsureScore — the homeowners insurance policy scoring tool — provides an accessible way for homeowners to evaluate and compare policies of many of the nation’s largest homeowners insurance companies.
Go to RU InsureScore
Helping Homeowners Buy Insurance: Rating the States describes what state insurance departments should do to help consumers shop for homeowners insurance and ranks every state against those standards.
Go to Helping Homeowners Buy Insurance: Rating the States
The Homeowners Insurance Coverage Summary provides a template for a summary of key terms of homeowners insurance policies, in a form accessible to consumers.
Go to the Homeowners Insurance Coverage Summary
The Homeowners Insurance Claims Quality Summary provides a template for current, helpful statistics with which consumers can compare companies as to how promptly and fairly they pay claims.