The Rutgers Center for Risk and Responsibility at Rutgers Law School explores the ways in which society makes choices about risk, its proper allocation, and compensation for the harm caused when risks materialize, with a special focus on insurance and insurance law.

The recognition of risk and attempts to manage it are defining features of modern society, and the law responds in a number of ways. Tort law allocates the burden of harm that results from risk, compensates victims of risk-producing harm, and provides disincentives for risky behavior. Insurance law enables and constrains risk allocation by private parties. Administrative regulation attempts to directly control risk-creating activity. RCRR provides a forum for scholarly discourse on these topics.

Principal activities of RCRR include:

  • Workshops for insurance scholars.  
  • Conferences that are broadly interdisciplinary, involving legal academics, social scientists, practicing lawyers, industry executives, and government officials. Read more about our conferences here
  • Academic research on insurance and insurance law issues, including homeowners insurance, flood insurance, professional liability insurance, artificial intelligence and insurance, insurance claim practices; and many other topics. Read more about our research here
  • Publicly engaged scholarship on insurance topics, especially homeowners insurance. Read more about this work here

The Co-Directors of RCRR are Professors Jay Feinman, Adam Scales, and Rick Swedloff. Read more about our faculty here