Protection Gap Projects

In the past few years, the insurance community has paid increasing attention to the “protection gap”—the extent to which significant property losses are not covered by insurance. Because insurance plays an important economic and social role in many ways, the protection gap is significant to individuals, firms, the communities in which they reside or operate, and the economy as a whole. 

The concept of a protection gap raises several issues:

  • What is a protection gap?
  • Where do protection gaps occur?
  • What causes protection gaps?
  • What solutions are there for protection gaps?

Papers on the protection gap:

Protection Gaps in Homeowners Insurance

What Is A Protection Gap?

The Center held a conference on The Protection Gap in Property Insurance, March 2019, including academics, insurance industry experts, insurance coverage lawyers, consumer advocates, and others. More here