In the past few years the insurance community has paid increasing attention to the “protection gap”—the extent to which significant property losses are not covered by insurance. Because insurance plays an important economic and social role in many ways, the Read More
Project Cite: https://epp.law.rutgers.edu/ Every state regulates insurance and insurance companies, but states differ dramatically in how much and what kind of regulation they provide for the benefit of policyholders. The Essential Protections provide a roadmap in four categories that every Read More
Compensation for Injured Workers in the 21st Century An Academic Symposium September 23, 2016 Workers’ compensation systems arose as one of the great political compromises of the Progressive Era: workers injured on the job gave up the right to sue Read More
February 27, 2015 The American Law Institute’s “Restatement of the Law of Liability Insurance” aimed, as former Director Lance Liebman said, to seek “the efficient and fair rules that should govern the insurer/insured relationship.” The project sparked spirited debate, and Read More
The Center for Risk and Responsibility and the Institute for Professional Development Friday, March 1, 2013 Insurance policies embody a tension between bundling related risks and fragmenting risk through exclusions, narrow definitions, and other limitations. Policyholders benefit from bundling risk Read More
The ultimate test of an insurance policy comes when a claim is filed. An effective and fair process for investigating, evaluating, paying, and defending claims is at the core of the relationship between an insurer and a policyholder. In both Read More
