Research

The faculty at the Center for Risk and Responsibility engage in research across a broad range of topics, including contracts, torts, regulation, legal theory, and, of course, insurance and insurance law. The research products include books, scholarly articles, op-eds, reports, and other academic and public-facing formats. Here are some topics of current interest. For more details, see the faculty biographies.

Catastrophic risk and insurance

• Designing Public Solutions to Catastrophe Insurance Market Failures

Artificial intelligence and insurance

• The New Regulatory Imperative for Insurance
• Risk Classification’s Big Data (R)evolution

Insurance claim practices

• The Law of Insurance Claim Practices: Beyond Bad Faith
• The Regulation of Insurance Claim Practices
• Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It

Insurance law generally

• Contract and Claim in Insurance Law
• The Chicken and the Egg: “The Liability Century”
• The Insurance Relationship as Relational Contract and the ‘Fairly Debatable’ Rule for First-Party Bad Faith
• The Restatement of the Law of Liability Insurance as a Restatement
• Uncompensated Torts

Legal professional liability insurance

• Liability Insurer Data as a Window on Lawyers’ Professional Liability
• Mutually Assured Protection Among Large U.S. Law Firms
• Regulation by Liability Insurance: From Auto to Lawyers Professional Liability

Homeowners insurance

• Homeowners insurance protection gaps: Protection Gaps
• Improving the Market for Homeowners Insurance