Homeowners Insurance Policy Scoring —RU InsureScore —is a project of the Rutgers Center for Risk and Responsibility (the “Center”), an academic center based at Rutgers Law School in Camden that is part of Rutgers, The State University of New Jersey. These Terms of Service govern your use of the online and mobile websites, applications, and digital tools that present information from the Homeowners Insurance Policy Scoring website (the “Website”). By using the Website, you are agreeing to these terms and conditions. Please read them carefully.
The Website and the material on it (the “Content”) are owned or controlled by Rutgers University, Professor Jay Feinman, or both. The owner(s) retain all right, title, and interest in and to the Content, which is protected by the copyright and trademark laws of the United States and other countries, international conventions, and other applicable laws.
You may not download, display, reproduce, create derivative works from, transmit, sell, distribute, or in any way exploit the Content for any public or commercial use without the prior written permission of the owner(s). In particular, and without limiting the foregoing, the Content may not be used in advertising or to promote a company’s product or service, without our express written permission. Your use of the Content shall not: (a) suggest the endorsement of any product or service, (b) excerpt or condense any content so as to lose context or alter its meaning, or (c) present the Content in a way that might be confused with or indistinguishable from your own content.
This policy does not preclude linking to the Content, online or through social media channels, as long as the use does not violate these terms or the owners’ rights and as long as proper attribution is given.
These Terms of Service concerning the Website do not limit the owners’ rights under copyright, trademark, or other law to all other material on the Center’s website or any other site owned or controlled by Rutgers.